Gifts to charities

Do you wish to make any gifts to charity?

Many people choose to support a charitable cause by making a gift to a favourite charity in their will. Most charities do not receive any government or lottery funding and can only keep going with the help of these legacy gifts.

A gift to charity in your will could save a life, help children, young people or those with terminal illnesses or enable a disabled person to retain their independence. Or it could help a charity to undertake long-term research or to embark on a new project. No matter how much you decide to give, it is guaranteed to play a significant role in the work that the charity does.

No legacy is too small; every penny counts!

The interview allows you to make a gift to one or more charities. It may be that you wish to leave money to one of the leading charities we work with to bring you the will-writing service, or you may prefer to nominate your own favourity charity. If you're leaving a gift to more than one charity, it is possible to do both.

The gift can be a cash gift or a percentage of your estate.

Any gift you make in your will to a UK charity (or charities in the EU, Norway, Iceland and Liechtenstein) will be exempt from inheritance tax.

You can choose for a cash gift to be index-linked or not. Index-linked means that the gift will change between when your will is written and when you die by the same amount as the general level of prices.

If you leave 10% or more of your net estate (i.e. your total assets less liabilities) to charity, you could benefit from a reduction in the rate of inheritance tax from 40% to 36% on the rest of your estate. It is possible to leave a percentage of your estate to one or more charities, in equal or unequal shares. 

If you wish to benefit from the reduced inheritance tax rate, you will need to answer the following questions:

  • Do you have any beneficial interests in property that is currently held in trust?
  • Have you made any gifts during your lifetime (other than to your spouse/civil partner or to charity) which you still receive a benefit from?

This information is required to ensure the correct amount of your net estate passes to charity to benefit from the reduced inheritance tax rate.

For more information, see our page Donate to a charity in your will to make use of charity tax exemptions.